Request Your Free Long-Term Care Insurance Cost Comparison From Leading Insurers

Request a FREE, No-Obligation Cost Quote from a Designated Association Member.


Please fill in as much information as possible. If you are unaware of what to choose, simply
leave it blank. Pop-ups with helpful information will appear when you scroll over each area.


  1. Your Information
  2. Design Your Plan
  3. Your Quote

1. Your Information

Your information is only shared with one long term care insurance specialist.
He or she is an expert in the field representing ALL leading long-term care insurance companies.
YOU WILL NOT GET MULTIPLE CALLS (unless you enter information on other websites, that sell your info to multiple insurance agents).

Here's Why A Phone Call Saves You Time and Money

After you submit your information, we will designate JUST ONE Association member, a designated professional to contact you. They are experts in the field. They are typically appointed with all the leading long-term care insurance companies.

You are under no obligation and there is, of course, no cost for their help. Many consumers today mistakenly believe they can shop for this insurance themselves. Or, they think it's possible to just get a quick price quote (something others promise ... but really can't deliver).

Long-term care insurance is extremely complex. Costs for virtually identical insurance coverage can vary by as much as 90% from one insurer to another. Policy features, benefits and options can significantly vary. Finally, acceptable health conditions can vary too. You will save so much time and aggravation by working with a knowledgeable and experienced specialist. Let them do the work for you ... then decide.

We ask for your email - but it is only shared with the one specialist assigned to help you. We do not sell or exchange your information.

We ask for a working phone number because a phone conversation will save enormous amounts of time. We understand sharing personal information with a stranger can be uncomfortable, but, our members are experts in this field. Let them work hard on your behalf to get you the best coverage for the best price.

Again, you are never under any obligation.

If you are NOT COMFORTABLE SHARING YOUR PERSONAL INFORMATION, we underdstand. Feel free to call our offices anonymously and we will do our best to answer your questions. We are open from 9 AM - 4 PM Pacific Time, Monday - Friday. Phone (818) 597-3227

If you want a free comparative rate quote, go ahead and submit your request now.

Why a phone call saves you time and money

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We recommend you briefly speak by phone with our designated LTC professional who will ask a few health questions and determine if you may qualify for applicable discounts. You are under no obligation to meet or share any information - but our experience has proven that the initial conversation can be helpful and avoid wasting your valuable time. We also request your e-mail address so he or she can forward information that you can review at your convenience.

2. Design Your Plan

Please fill in as much information as possible. If you are unaware of what to choose, simply leave it blank

Your health history and other information can dramatically affect your cost. This preliminary information will help us get started.

How Can This Information Reduce My Cost

How can this information reduce my cost?

We are asking for personal information because there are many discounts available that can reduce the cost of your long-term care insurance.

For examples, insurers offer substantial discounts to married couples. A discount may be available when only one spouse obtains coverage. Some insurers offer discounts to partners or individuals living together.

Business owners may be able to deduct the cost of long-term care insurance, and even cover spouses. Some states offer tax credits.

Go ahead and submit your request now to get your free comparative rate quote.

How can this information reduce my cost?

Female  Male

Single
Married
Domestic Partner
Live with another


Yes - Business Owner
Yes - Self Employed
No

   


   


Hover over for more info Policy Choices

A Base Plan will be your least expensive plan. But, it's good for those prepared to use personal savings and Social Security to pay costs.

The more Daily Benefit you buy, the more you'll pay.

A Superior Plan will cost twice as much as a Base plan.

Let our Designated Specialist show you what coverage costs based on your age and your health when you apply.

In 2012; 36% of buyers chose $100-$149.
35% chose $150-$199;
24% chose $200+.

Not sure
Base Plan: $100 - Per Day
Standard Plan: $150 - Per Day
Superior Plan: $200 - Per Day
Maximized Plan: $250 - Per Day


Many experts recommend 2-to-3 years of insurance protection. An Association study of claimants with 3-year policies found that only 8% exhausted their benefit.


In 2012, 44% of new buyers chose 3 years or less
20% chose 5 years
26% chose 4 years
6% chose 6 years or longer
Unlimited or lifetime policies are no longer being offered by leading insurers.

Not sure
2 years
3 years
4 years
5 years or more


This is your plan Deductible a time during which you will have to pay for costs that generally start low and grow over time.

In 2012 92% of buyers chose a 90-day Elimination Period.

Not sure
0 days
30 days
60 days
90 days


We believe in the 'Good, Better, Best' approach to long-term care insurance protection.

The designated long term care insurance specialist contacting you can share costs for coverage with various options that suit your budget and your future needs.

Good coverage with no inflation options works today for many people. It is also the least costly.

Better protection takes advantage of the Guaranteed Purchase Option which allows you to lock in your good health now and add to coverage in future years. This provision adds about 5% to your cost but can be a smart way to save ... and plan for the future.

Best protection includes the built-in inflation growth option. This will greatly increase your cost but many people advise that benefits grow to keep pace with future rises in costs.

Let the designated long term care insurance agent share costs and discuss options with you.

Good (No Inflation)
Better (Future Purchase)
Best (Built in Growth)





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By submitting this request I understand I
may receive my quotes via the phone
number, email or address provided.